Top 20
Debt Consolidation Loan Lenders in Kansas
Debt Consolidation is considered as several small debts consolidated into one debt. It is a form of debt refinancing that helps customers and provides benefits such as lower interest rates, small monthly payments, and simple one-payment plans. Clients can apply for debt consolidation through their banks, credit card companies, credit unions, and private lenders. Debt Consolidation forms are debt consolidation loans, student loan consolidation, credit cards, home equity loans, medical loans, payday loans, retail store card loans, etc.
Kansas has many debt consolidation loan lenders that provide debt to its clients at a small monthly interest rate. Light Stream, Upgrade, Upstart, Debt Consolidation Care, etc. are the best debt consolidation loan lenders in Kansas. You can directly apply for debt consolidation through their website or via agents, All these loan lenders will guide you on debt consolidation rules and interest rates.
Best Debt Consolidation Loan Lenders in Kansas
The average American household has approximately $16,000 in credit card debt. Companies provide times to clear debt such as one year, 36 months, 3-5 years, 12-60 months, etc. Customers can easily convert their small loans into debt consolidation by applying applications.
You can also read:
Debt Consolidation Loan Lenders in Iowa
Debt Consolidation Loan Lenders in Idaho
Debt Consolidation Loan Lenders in Maryland
Debt Consolidation Loan Lenders in Connecticut
Debt Consolidation Loan Lenders in the District Of Columbia
1. Light Stream
Light Stream is an online American loan lender company that was founded in 2012. This company provides financial services such as unsecured personal loans on good credit scores through their website. Truist Financial Corporation is the parent company of Light Stream after the merger of Sun Trust Bank and BB&T merger.
Light Stream services are basement remodel loans, car and bike loans, student loans, home tube financing, medical and medical loans, etc. are easily converted into debt consolidation plans. It is one of the best debt consolidation loan lenders in Kansas that provides $5000 – $100000 loan accounts for 24-84 months, and a 660 minimum credit score, no repayment fees and orientation fees are considered.
Website: www.lightstream.com
Headquarters: Atlanta, Georgia
Mail: customerservice@lightstream.com
2. Upgrade
The Upgrade is one of the best debt consolidation loan lenders in Kansas. This company was established in 2017 and has an A+ rating from BBB. Upgrade offers debt consolidation loans that help you lower interest rates, single monthly installments, and fixed dates to get out of debt faster. It offers you a $1000 to $50,000 loan amount range, a 560 credit score, and 36 to 84 days repayment terms.
The Upgrade provides same-day funding, direct payment to creditors, minimum score requirement, no additional fees, no prepayment penalty, etc. It also offers home loans, car or bike loans, auto refinance, and auto finance for customers and dealers.
Website: www.upgrade.com
Headquarters: San Francisco, California
Mail: moc.edargpu@tcatnoc
3. First Equity Mortgage
First Equity Mortgage was established in 2001 and it is a locally owned and operated loan company that provides many services such as Conventional loans, Investment and Commercial loans, Debt consolidation, Rate and Term refinance, and Lower interest rates, etc. This company provides debt consolidation services that help its clients directly.
First Equity Mortgage provides three types of loans: home equity loan, mortgage refinancing, and purchase loan. For debt consolidation, the credit card balance must be less than 40 % of the credit score, a specific period means you have to pay the debt on time and you have to pay late fees.
Website: www.ifirstequity.com
Headquarters: Wichita, Kansas
Contact: 316-721-7744 (HQ)
4. SoFi
SoFi (Social Finance) was established in 2011. It is the best lender for individuals or debt consolidation requiring a high credit score in Kansas. This company offers lower interest rates on debt consolidation services. You can get a $5000 to $ 1,00,000 loan amount range on the same day, a minimum 650 credit score, 726 is an average credit score, and 12 to 60 months for repaying the loan.
This company offers soft credit scores, no late fees, no origination fees, etc. For debt consolidation, and a 5.74% to 20.28% APR range of this company. It offers other services such as Personal loans, Mortgage loans, Student loan refinancing, Investment loans, Travel and insurance Loans, etc.
Website: www.sofi.com
Headquarters: Cottonwood Heights, Utah
Mail: benefits@sofi.com
5. Watton Law Group
Watton Law Group is a national law firm that focuses on bankrupt people and has provided debt consolidation services since 1994 in different cities. This company uses alternative methods to lower your debt. It is one of the best debt consolidation loan lenders in Kansas. Debt Consolidation is just a commercial service in which all your debt is considered in one debt and charges low-interest rates on that debt.
It’s beneficial for those customers who have to individually pay debt and interest. Sometimes, your credit score will be damaged through debt consolidation services, and you can not take any debt consolidation loans from any company or firm.
Website: www.wattongroup.com
Headquarters: Little Rocks, Arkansas
Contact: 501-365-8099 (HQ)
6. Debt Reduction Services
Debt Reduction Services Organization was established in 1996 by Joseph T. Cestaro and Thomas Drechsler. It is a nationwide non-profit counseling organization that consolidates your debt into a single monthly payment. In Debt consolidation services, 50% off of your payment, and reduces the 75% interest rate, no extra fees or hidden charges are considered.
This company adjusts your all debts such as medical bills, credit card debts, car or bike debts, etc into one debt consolidation loan. You can negotiate interest rates with local lenders and employees of this company, they will guide you properly.
Website: www.debtreductionservices.org
Headquarters: Boise, Idaho
Contact: 866-688-3328 (HQ)
7. Hometown Equity Mortgage
Hometown Equity Mortgage was established in 2001. This company provides services in 46 states of the USA. Services are mortgage, debt consolidation, conventional, cash-out refinancing, jumbo loans, USDA loans, etc. This company provides debt consolidation services at lower interest rates.
The Team will evaluate your debt on a decent credit score, if your credit card score is low then the team will create a new account, add all your debt into one account, and consider a new interest rate. The interest rates can be negotiable and time you can pay monthly small amounts of your debt.
Website: www.hometownequitymortgage.com
Headquarters: Lake Forest, California
Contact: 833-381-8733 (HQ)
8. PenFed Credit Union
Pentagon Federal Credit Union was established in 1935, in the USA. James Schenck is the CEO of this company. PenFed Credit Union provides credit card services, mortgage, and home equity loans, personal loans, student loan refinancing, jumbo and buyer loans, etc. in 50 cities including Kansas.
It is the second-largest credit union in America and serves 2.9 million people worldwide with $35.4 billion in assets as of Nov. 2023. For debt consolidation, this union offers a $600 to $ 50,000 loan amount for a specific period, no organization fees are charged and money will be sent to the customer in two days.
Website: www.penfed.org
Headquarters: McLean, Virginia
Contact: 541-225-6801 (HQ)
9. Prosper Marketplace
It is a peer-to-peer lending company that provides all types of loans like personal loans, student study loans, student loan refinancing, and car or motorbike loans. All these loans are converted into debt consolidation. This company was established in 2005, in California, USA, and provides services in Kansas through its online website.
In debt consolidation, you pay only one monthly payment at a fixed interest rate, you do not need to pay any interest rates on different loans. You can apply a $ 2000 to $ 50,000 loan amount at a lower interest rate. For debt consolidation, your credit score should be 640.
Website: www.prosper.com
Headquarters: San Francisco, California
Mail: support@prosper.com
Contact: 866-615-6319 (HQ)
10. Axos Bank
Axos Bank is one of the best debt consolidation loan lenders in Kansas. This bank provides services in Kansas through its website and also provides services in different locations such as Los Angeles, California, Las Vegas, Nevada, Salt Lake City, Kansas City, Ohio, etc. This bank provides all types of loan services such as personal loans, mortgage loans, insurance loans, etc., and if you want to convert all types of loans into one, use this bank’s debt consolidation services.
The loan amount is $7000 to $ 50,000 with 3-6 years of term time of debt consolidation, lower interest rate, 700 credit card score, lower monthly payment, and retire your debt sooner.
Website: www.axosbank.com
Headquarters: San Diago, California
Mail: commercialbanking@axosbank.com
11. USBank
USBank was established in 1863, USA. This bank provides services in different states of the USA such as Kansas, Kansas City (MO), etc. It provides all types of loan services such as credit card loans, student loans, home and vehicle loans, investment and retirement loans, personal loans, etc. All these types of loans are converted into one loan by using debt consolidation services.
If you are paying individual loans on individual interest rates then this debt consolidation service combines all loans, fixes a lower interest rate, and sets your monthly installment. For debt consolidation, your credit score must be 660, and you will get a $1000 to $50,000 loan amount in a short time.
Website: www.usbank.com
Headquarters: Minneapolis, Minnesota
Mail: John.Smith@usbank.com
Contact: 503-401-9991 (HQ)
12. Best Egg
Paul Ricci is the CEO of this company, it was founded in 2014 and provides loans through their website. Best Egg provides all types of loan services such as personal loans, home improvement loans, credit card loans, and vehicle equity loans. etc. It provides services in different locations such as Philadelphia, Texas, Kansas, California, etc.
For Debt Consolidation, a minimum credit score is 640, $ 2000 to $ 50,000 loan amount for some time and funding in 24 hours. Through debt consolidation, you just pay one installment, not individual payments on different interest rates and you can get a discount on debt consolidation services.
Website: www.bestegg.com
Headquarters: Philadelphia, Pennsylvania
Mail: loan_assistance@bestegg.com
Contact: 855-282-6353 (HQ)
13. Achieve Personal Loans
Achieve is an online personal loan lender company that focuses on loan services such as personal loans, mortgage loans, etc. You can choose a debt consolidation plan according to your loans, if you have 2-3 loans then Achieve pays you up to a $ 50,000 loan amount for some years, but for debt consolidation services your credit score must be up to 620. And it offers a period like 2-5 years of term time.
Your loan will be approved on the same day or within 2 days if your documents are correct. The company charges no hidden or organizational fees.
Website: www.achieve.com
Headquarters: San Mateo, California
Contact: 1-800-920-0045 (HQ)
14. Discover
Discover Company has provided their services since 1985, USA. It is helpful for those who have small amounts of loans and want to convert into debt consolidation. For debt consolidation, your credit score must be 660, this company provides you with up to $ 40,000 in loan amounts for 3-7 years, a small monthly payment on a small interest rate.
You can convert any loan into debt consolidation such as vehicle loans, vacation loans, personal loans, etc. If you do not pay your debt consolidation loan after the period then you should pay some charges regarding late fees.
Website: www.discover.com
Headquarters: Salt Lake City, Utah
Mail: discover@service.discover.com
Contact: 1-800-347-2683 (HQ)
15. Happy Money
Happy Money was established in 2009 by Scott Saunders. It was formerly known as Payoff and provides personal loans. This company offers debt consolidation loans with specific conditions such as a 640 credit score, a 2-5 year term time, and up to $ 40,000 loan amount. If you pay or clear your debt loan after the period then the company will charge a late fee amount from you.
Your debt consolidation loans provide you directly within 2 days and you have to pay small monthly payments with lower interest rates. This company does not offer you a discount and sometimes charges extra interest on debt consolidation loans.
Website: www.happymoney.com
Headquarters: Torrance, California
Mail: success@happymoney.com
Contact: 1-800-878-0901 (HQ)
16. PNC Bank
PNC Bank has 170 years of experience in the loan lender industry. It provides all types of loans and has 2300 branches in different locations such as Alabama, Kansas, Delaware, Florida, Georgia, Indiana, California, New Jersey, New Mexico, New York, etc. PNC Bank is the largest 7th bank in the USA and offers debt consolidation loans for personal and small businesses and converts their all debt into one loan.
It offers a $35,000 loan amount for debt consolidation, no prepayment plenty, and no orientation fees are charged. For this loan, the APR must be between 7.89% to 31.49% and have a good credit score.
Website: www.pnc.com
Headquarters: Pittsburgh, Pennsylvania
Contact: 1-888-762-2265 (HQ)
17. BHG Money
AI Crawford is the Co-founder, Chairman, and CEO of BHG Money company. It was established in 2001. It is the largest and most successful fintech company that provides personal and business loans to its customers. It offers debt consolidation loans for both business and personal loans and converts their payments into one single payment.
A debt consolidation loan offers up to $2,00,000 in loan amount, affordable monthly payment with lower interest rates, a 660 minimum credit card score, no prepayment plenty, and loan amount directly transferred into the client account within 5 days after loan approval from the company.
Website: www.bhgmoney.com
Headquarters: Fort Lauderdale, Florida
Mail: customerservice@bhg-inc.com
Contact: 866-588-7910 (HQ)
18. LendingClub
Lending Club was established in 2007, in the USA. It is the largest online marketplace that provides personal loans, business loans, auto refinancing, commercial and business banking services, debt consolidation loans, etc. at different locations such as Kansas, Indiana, Nevada, New York, Nebraska, etc.
It offers a $40,000 loan amount in debt consolidation loans, a low credit score, and term time, and adds all types of loans into one interest rate. You can also choose your debt consolidation plan according to your monthly payment. The team will send you all funds to your bank after loan approval.
Website: www.lendingclub.com
Headquarters: San Francisco, California
Mail: feedback@lending.com
19. LendingUSA
LendingUSA was established in 2015 by Camilo Concha for merchants and borrowers. It offers many types of loans such as Pet Loans, Retail Loans, Personal Loans, Business Loans, Health Care Loans, etc. More than 10,000 merchants lend money from Lending USA, which provides services in many cities or states.
It offers debt consolidation loans with some specific conditions such as a 620 credit score, up to $1000 to $ 25,000 loan amount, no prepayment plenty, no hidden charges, etc. If you repay your loan within a period then loan interest can be avoided by the company in some cases.
Website: www.lendingusa.com
Headquarters: Sherman Oaks, California
Mail: customerservice@lendingusa.com
Contact: 800-994-6177 (HQ)
20. InCharge Debt Solutions
It is a non-profit organization that has offered counseling, credit card loans, student refinancing loans, auto refinancing, mortgage loans, debt consolidation loans, etc Since 1997. A debt consolidation strategy is considered to eliminate credit card debt. It reduces your monthly interest rates and payments so that you pay your debt faster.
No issues regarding credit card scores, no hidden or orientation fees, a large amount of loan approved within 24 hours for 2-3 years term time. This loan is considered an unsecured loan.
Website: www.incharge.org
Headquarters: Orlando, Florida
Mail: jdoe@incharge.org
Contact: 1-866-721-3925 (HQ)
Conclusion
We have shared the top 20 best debt consolidation loan lenders in Kansas. These loan lenders provide loans with lower interest rates, minimum credit scores, specific term time for loan repaying, and no hidden charges. You can contact them via their website or local agents if you want debt consolidation loan services from these companies then you can directly apply for debt consolidation loan plans according to your monthly installment. Also, you can negotiate interest rates.
