Debt Consolidation Loan Lenders in Connecticut

Connecticut is the second smallest state in the USA and people use debt consolidation loans to pay personal, credit card, auto, vehicle, and home improvement loans. Around 54 % of people take multiple loans and pay multiple monthly installments at the end of the month. Debt Consolidation Loan Lenders in Connecticut provide debt consolidation loans at lower interest rates, small monthly payments, lower APR, no hidden charges, and loans for a term time. Loan Lenders can be Banks, Public Firms, Companies, and Law Firms. In Debt Consolidation Loans, the company consolidates all your debts into one debt and gets out of debt sooner. 

Loan Lenders provide debt consolidation loans based on your good credit card score and take collateral as a security and if you fail to repay the loan after term time then Loan Lenders use collateral to recover their money. 

Best Debt Consolidation Loan Lenders in Connecticut

Many Loan Lenders provide debt consolidation loans in Connecticut with the help of their online websites, and these Loan lenders provide consolidation loan services in different locations such as Kansas, the District of Columbia, Connecticut, New York, New Jersey, Idaho, California, etc.

You can also read: 

Debt Consolidation Loan Lenders in Iowa

Debt Consolidation Loan Lenders in Idaho

Debt Consolidation Loan Lenders in Kansas

Debt Consolidation Loan Lenders in Maryland

Debt Consolidation Loan Lenders in the District Of Columbia

1. Stamford Debt Consolidation Services (SDCS)

Stamford Debt Consolidation Services provides debt loans in local areas via its online website. This company covers all debts such as personal loans, auto financing loans, vehicle loans, etc. SDCS provides two types of debt consolidation loans: Secured and Unsecured Loans. In a Secured Debt Consolidation loan, the company takes collateral as a security and gives a loan at a low interest rate.

In an Unsecured Debt Consolidation Loan, the Company provides a loan amount at higher interest rates and does not take the collateral. This company gives you debt consolidation based on your credit card score, If your credit card score is good then the secured loan is the best option. Otherwise, an unsecured loan will be provided by the company. 

Website: www.stamforddebtconsolidation.com

Headquarters: Stamford, Connecticut

Contact: 800-871-6817 (HQ) 

2. Debt Reduction Services

Debt Reduction Services (DRS) is one of the best debt consolidation loan lenders in Connecticut that provides debt consolidation loans through their website and is available in different states such as Kansas, DC, California, Idaho, etc. DRS was established by Joseph T. Cestaro and Thomas Drechsler in 1996. In Connecticut, the average household owes $ 7000 in credit card debt alone.

DRS is a non-profit organization that provides debt consolidation loans with lower interest rates, but this loan amount depends on your credit card score. If your credit card score is good then you will get a lower interest rate, no extra charges, and small monthly payments for a term time, but if you fail to repay the loan then DRS uses collateral to recover their money. 

Website: www.debtreductionservices.org

Headquarters: Boise, Idaho

Contact: 866-688-3328 (HQ)

3. Money Fit By DRS

Money Fit By DRS has provided debt consolidation loan services to Connecticut residential people via their Hartford branch and is also available in different cities of Connecticut such as Bridgeport, New Heaven, Stamford, etc. Moeny Fit is a non-profit organization and one of the best debt consolidation loan lenders in Connecticut that provides unsecured debt consolidation loans to residential peoples.

Money Fit covers all your old debts into one new debt, a lower interest rate, single monthly payment, lower APR, average credit card score such as 500 to 650, and up to $ 50,000 loan amount as a debt consolidation loan. If you fail to repay the loan after term, the company has another debt settlement program in which you can adjust your loan via court

Website: www.moneyfit.org

Branch – Headquarters: Hartford, Connecticut

Contact: 800-432-0310 (HQ)

4. WCT-FCU

Waterbury CT Teachers Federal Credit Union (WCT-FCU) was founded by seven teachers in 1934, in Waterbury, Connecticut. It is one of the best and largest debt consolidation loan lenders in Connecticut Union and has 20,000 members in 3 counties. WCT-FCU provides all types of loans such as Personal Loans, Mortgage Loans, Student Loans, Home Improvement Loans, Vehicle Loans, etc. 

WCT-FCU refinancing all your old debt into one new debt consolidation loan. For a debt consolidation loan, your credit card APR is 8.24 %, and a good credit card score and you will get up to a $ 50,000 debt consolidation loan, late fees will be charged after the term time if you fail to repay the debt consolidation loan.

Website: www.wctfcu.com

Headquarters: Waterbury, Connecticut

Contact: 800-992-2226 (HQ) 

5. CT Debt Consolidation

CT Debt Consolidation provides Debt Consolidation and Settlement services in New London County, Waterford County, Norwich County, and surrounding Counties of Connecticut. This company has 38 years of experience and consolidates your all old debt loans and provides loans on your credit card score.  

CT Debt Consolidation charges an interest rate on a new refinancing consolidation loan and monthly payment, lower APR and if you have a bad credit card score then you can not apply for debt consolidation loans. This company is run by Attorney David Falvey in Connecticut which offers a debt settlement program if you fail to repay the loan amount. 

Website: www.ctdebtconsolidation.com

Headquarters: Groton, Connecticut

Contact: 860-449-0091 (HQ) 

6. Western CT-FC

Western CT-FCU is a non-profit financial cooperative business based in Bethel, Connecticut. This company works in different towns such as Bridgewater, Newtown, Brookfield, etc. This company lends Mortgage Loans, Personal and Auto Loans, Home Loans, Life Insurance, etc., and consolidates all old loans into one new loan. 

For a debt consolidation loan, your credit card score must be good and up to 650 to 720 after that you can apply for a consolidation loan. It is one of the best debt consolidation loan lenders in Connecticut that offers small loan amounts and secured loans for a short period. If you pay your monthly installment late then this company may charge late fees.

Website: www.westernctfcu.com

Headquarters: Bethel, Connecticut

Contact: 203-791-9399 (HQ)

7. Synchrony Financial 

Synchrony Financial company was founded in 2003, in Stamford, Connecticut. It is a public-private loan lender company that provides Credit Card Loans, Personal Loans, Home Loans, etc. and one of the best debt consolidation loan lenders in Connecticut. For debt consolidation loans, the company offers three ranges of credit card scores to customers. 

Synchrony Finacial offers debt consolidation loans as unsecured loans which means they take collateral and if you fail to repay the loan the company will use collateral to recover its debt. In unsecured loans, medium or high-interest rates will be charged, so you can negotiate with the company’s team before taking debt consolidation loans. Late fees will be charged by the company if you pay late monthly installments.

Website: www.synchrony.com

Headquarters: Stamford, Connecticut

Contact: 800-859-9975 (HQ) 

8. Upgrade

The Upgrade provides debt consolidation loan services with the help of its online website and is one of the best debt consolidation loan lenders in Connecticut. The Upgrade was established in 2017 and offers debt consolidation loans on lower interest rates, and single monthly installments. It also consolidates your all debts into a new single debt.  

In debt consolidation loans, up to $1000 to $50,000 loan amount for 36 to 84 days repayment terms, and make sure your credit card score is 560 or above. Late fees and prepayment penalties are not charged by the company, and you will get the loan on the same day. 

Website: www.upgrade.com

Headquarters: San Francisco, California

Contact: 844-319-3909 (HQ) 

9. Best Egg

Founded in 2014, Paul Ricci is the CEO of this company and provides loans through their online website. It provides loan services in different states such as Philadelphia, Texas, California, Connecticut, Kansas, etc. For Debt Consolidation, your minimum credit score is 640, and you will get a $ 2000 to $ 50,000 loan amount for term time on the same day.

Best Egg provides all types of loans such as Personal Loans, Home Improvement Loans, Mortgage Loans, Student Loans, Vehicle and Medical Loans, etc., and consolidates into debt consolidation loans. In a debt consolidation loan, low monthly payment installment, lower interest rate, minimum APR rate, and no extra charges are charged by the company. 

Website: www.bestegg.com

Headquarters: Philadelphia, Pennsylvania

Contact: 855-282-6353 (HQ) 

10. Social Financial (SoFi)

Social Finance was established in 2011, in Utah. SoFi provides debt loans via its online website and It is one of the best debt consolidation loan lenders in Connecticut. It offers other loan services such as Personal loans, Travel and insurance Loans, Student loan Refinancing, Investment loans, Mortgage loans, etc., and can consolidate these loans into debt consolidation loans. 

For debt consolidation loans, your minimum credit card score is 680 up to 720, 5.74% to 20.28% APR, and the company will provide a $ 5000 to $ 1,00,000 loan amount for 12 to 60 months at a lower interest rate. The company offers soft credit scores, no late and origination fees, etc.

Website: www.sofi.com

Headquarters: Cottonwood, Utah

Contact: 855-456-7634 (HQ) 

11. Wells Fargo

William Fargo was the founder of this company which was founded in New York, USA. Wells Fargo company is a subsidiary of Wells Fargo Bank. It serves its services in 35 countries such as Washington DC, New York, San Francisco, New Jersey, Connecticut, etc. It is considered in four big banks such as Chase Bank, Citi Bank, and Bank of America. 

It offers many loans such as Personal Loans, Small Businesses Loans, and Investment Loans, consolidating your old debt into one new debt consolidation loan. In debt consolidation loans, Wells Fargo charges a lower interest rate, and For debt loans, your credit score must be 660 and up to $ 50,000 loan amount will be provided for 12 to 84 months term time.

Website: www.wellsfargo.com

Headquarters: San Francisco, California

Contact: 800-869-3557 (HQ) 

12. Chase Bank

Chase Bank was established in 1955. It is an American National Bank that has 4,500 branches, 17,000 ATMs in 100 countries, and 2.5 lakh employees. Chase Bank provides Debt Consolidation Loans, Mortgage Loans, Home Loans, Investment Loans, Student Loans, Auto Financing Loans, etc. Chase Bank has one branch in Greenwich, Connecticut that helps you to provide loans locally. 

For debt consolidation loans, credit card scores will be 620 and lower APR. The Company offers up to a $ 50,000 loan amount at a lower interest rate for a term time. Debt Consolidation Loans is an unsecured loan, which means if you do not pay your consolidation loan, the Bank will recover its money through collateral. 

Website: www.chase.com

Branch – Headquarters: Greenwich, Connecticut 

Contact: 203-637-3377 (B-HQ) 

13. Marcus By Goldman Sachs

Marcus By Goldman Sachs is a digital platform that provides all types of loan services in the United States, and other countries. This company’s headquarters are in Utah, and its branch headquarters is in Norwalk, Connecticut. Marcus By Goldman Sachs provides Personal Loans, Debt Consolidation Loans, Student Loans, etc. in Connecticut Cities through the Norwalk Branch. 

For a debt consolidation loan, your credit card score must be good and APR must be between 6.99% to 24.99%. This company will provide loan amounts between $ 35,000 to $ 40,000 for 36 to 72 months of term time. No prepayment, no late, and no orientation fee are charged. You will get debt consolidation loan payments within three days if your application is correct.

Website: www.goldmansachs.com

Branch – Headquarters: Norwalk, Connecticut

Contact: 203-621-1700 (B-HQ) 

14. Sikorsky Credit Union

Sikorsky Credit Union was established in 1948, in Stratford, Connecticut. This credit union was started to serve Sikorsky employees and their families but now, provides Personal Loans, Mortgage Loans, Student Loans, etc. for all people. This company has 5,300 employees in 11 branches of Connecticut that provide all information on debt consolidation loans, and other loans.

For a debt consolidation loan, APR is between 7.99% – 10.99%, and your credit card score must be good. This credit union provides up to $ 15,000 in debt consolidation loan amount for a term time. No extra charges, late fees, and orientation fees are charged by the company. 

Website: www.sikorskycu.org

Headquarters: Stratford, Connecticut

Contact: 203-377-2252 (HQ) 

15. Upstart

Upstart was founded in 2012, in San Mateo, California and Dave Girouard is the CEO of this consumer lending company. Upstart is an online AI lending platform that works with banks, unions, and public-private loan lenders and provides all types of Personal Loans, Mortgage Loans, Student Loans, Debt Consolidation Loans, Medical Loans, etc. all over the USA. 

If any customer from Connecticut wants a debt consolidation loan from Upstart then they can easily apply from any nearest bank or company branch. For debt consolidation loans, your minimum credit card score is 300 and your APR is 3.55% to 35.99%. Upstart provides up to $ 1000 – $ 50,000 loan amount in debt consolidation loan for 36 to 60 months of term time.

Website: www.upstart.com

Headquarters: San Mateo, California

Contact: 650-204-1000 (HQ)

16. Light Stream

Founded in 2012, LightStream is an American loan lender company that provides financial services such as debt consolidation and unsecured personal loans on good credit scores through its online website. Light Stream is working under Truist Financial Corporation and is one of the best debt consolidation loan lenders in Connecticut that works online through its website. 

LightStream provides Car loans, Bike Loans, Student Loans, Home Financing Loans, Personal Loans, Medical Loans, etc. that can be converted into debt consolidation loans. For debt consolidation loans, your minimum credit card score is 660 and LightStream provides $ 5000 – $ 1,00,000 loan accounts for 24-84 months of term time. 

Website: www.lightstream.com

Headquarters: Atlanta, Georgia 

Mail: customerservice@lightstream.com

17. PenFed Credit Union

Established in 1935, Pentagon Federal Credit Union (PenFed Credit Union) provides Credit Card Loans, Mortgage Loans, Personal Loans, Home Improvement Loans, Student Loan Refinancing, Jumbo Loans, Debt Consolidation Loans, etc. all over 50 cities of the USA including Connecticut Cities. James Schenck is the CEO of PenFed Credit Union and provides loan services through an online website.  

It is the 2nd largest credit union in the USA and serves loan services to 2.9 million people worldwide. For debt consolidation loans, a good credit card score and good APR are considered and the loan amount will be up to $ 600 to $ 50,000 for a term time. The loan money will be received in two days. 

Website: www.penfed.org

Headquarters: McLean, Virginia

Contact: 541-225-6801 (HQ)

18.  Happy Money

Scott Saunders established Happy Money in 2009, in Torrance. It was known as Payoff and provides Personal Loans, Student Loans, Credit Card Loans, Vehicle Loans, Home Improvement Loans, Debt Consolidation Loans, Mortgage Loans, etc. This company does not offer discounts on loans and charges extra interest on debt consolidation loans because it is an unsecured loan.

For debt consolidation loans, your credit card score must be 640 and a lower APR. You will get up to a $ 40,000 loan amount for 2 to 5 years of term time and money will be received within two days after the approval. If you fail to repay the loan amount after term time then the company will charge late fees according to the debt loan. 

Website: www.happymoney.com

Headquarters: Torrance, California 

Contact: 800-878-0901 (HQ) 

19. Axos Bank

Axos Bank is one of the best debt consolidation loan lenders in Connecticut. It receives loan services through its website and provides services in different locations such as Salt Lake City, Kansas, Washington DC, Idaho, Los Angeles, California, Las Vegas, Nevada, etc. This bank provides Personal Loans, Home Improvement Loans, Debt Consolidation Loans, Mortgage Loans, etc. 

For debt consolidation loans, your credit card score must be 720 or above, and lower APR. The Axos Bank consolidates your all old debts and fixes a lower interest rate for your debt consolidation loan. This bank provides you with up to $ 10,000 to $ 50,000 loan amount for 3-6 years of term time at a lower interest rate. 

Website: www.axosbank.com

Headquarters: San Diago, California

Contact: 866-747-4472 (HQ)

20. OVLG

Oak View Law Group (OVLG) was established by Virendra Kalani in 2007, in California, USA. OVLG provides Debt Consolidation Loans, Personal Loans, Student Loans, Home Equity Loans, etc. all over Connecticut through its online website. OVLG consolidates only three loans such as Credit Card Loans, Student Loans, and High-interest Personal Loans into debt consolidation loans.

OVLG provides $ 1000 to $ 1,00,000 debt consolidation loan amounts but make sure this group considers debt consolidation loans when you have a large debt, a high credit card score, and a sufficient income source. A lower interest rate is considered when you have a good credit card score.

Website: www.ovlg.com

Headquarters: California

Contact: 800-530-6854 (HQ) 

Conclusion

Connecticut is the second smallest state in the USA and the living environment is very good. People use personal loans, student loans, home improvement loans, etc. to maintain their lifestyle but they do not have multiple income sources to pay multiple debts. So, loan lenders offer debt consolidation loans in which loan lenders consolidate all old debts into one new debt and fix one average interest rate. We have shared the top 20 best loan lenders who provide debt consolidation loans through local branches and online websites.