Top 20
Debt Consolidation Loan Lenders in Iowa
Iowa is the best place to live where the cost of living is 7 % and housing is 20 % lower than the national average of the USA. 37.7 % of People in Iowa take a debt consolidation loan to consolidate all old debts. Debt consolidation loan lenders in Iowa provide debt consolidation loans at lower interest rates, good or fair credit card scores, good APR (Annual Percentage Rate), and high-income sources. These loan lenders cover Personal loans, Student loans, Mortgage loans, Auto loans, etc., and do not charge extra hidden charges for the debt consolidation loan from the customers or clients.
People have multiple debts and they pay multiple installments at the end of each month and do not have multiple income sources. So, people take debt consolidation loans from loan lenders or companies to consolidate all debts into one debt. These loan lenders or companies provide loans through their websites or branches.
Best Debt Consolidation Loan Lenders in Iowa
Iowa’s environment is very cool for agriculture and people take large business loans for agriculture and pay installments on high interest rates. Debt consolidation loans are very useful for those who have multiple loans and high-interest rates. According to the report, people have $ 8069 credit card debt compared to the national average of $8,425.
We have shared the top 20 best debt consolidation loan lenders in Iowa that provide consolidation loans at lower interest rates for a term time.
You can also read:
Debt Consolidation Loan Lenders in Idaho
Debt Consolidation Loan Lenders in Maryland
Debt Consolidation Loan Lenders in Connecticut
Debt Consolidation Loan Lenders in Pennsylvania
Debt Consolidation Loan Lenders in Massachusetts
1. Freedom Debt Relief
Freedom Debt Relief was started in 2002, in California, has 8.5 lakh clients and 1600+ employees across the country which helps customers. This company provides debt settlement and debt consolidation services in Iowa counties. It is one of the best debt consolidation loan lenders in Iowa and also provides services through the Davenport branch headquarters.
In debt consolidation loans, a $ 10,000 – $ 1,00,000 loan amount will be provided by the company for 24 to 48 months of term time at a lower interest rate. The credit card score will be 674 and has a good APR for a debt consolidation loan. Freedom Debt Relief tracks your debt progress through its website dashboard and you easily get off your debts soon. This company does not charge any fees or hidden charges.
Website: www.freedomdebtrelief.com
Branch – Headquarters: Davenport, Iowa
Contact: 800-910-0065 (HQ)
2. Bank Plus
Bank Plus is a locally owned financial institution that has 400 years of experience and provides services in different areas. Bank Plus provides Personal loans such as Home Improvement loans, Mortgage loans, Construction loans, etc, and Business loans to its customers. Bank Plus is one of Iowa’s best debt consolidation loan lenders and provides services in the nearest cities or states.
For debt consolidation loans, if you have a fair or good credit card score up to 700 with a good APR then you will get up to a $ 50,000 loan amount and you can consolidate all types of old debts in a debt consolidation loan. If you fail to repay the loan after the term time then you have to pay late fees as plenty to the company.
Website: www.bankplusiowa.com
Headquarters: Estherville, Iowa
Contact: 888-758-7881 (HQ)
3. Americor
Benny Ganatra founded Americor company a decade ago in Irvine, California, and has 10+ years of experience in Debt consolidation loans, Debt settlement loans, Credit counseling, and Bankruptcy. Americor is one of the best debt consolidation loan lenders in Iowa and provides services in Iowa or its counties through an online website.
Americor provides debt consolidation loans between $ 5,000 to $ 40,000 loan amount for 24 to 48 months of term time at a lower interest rate. Make sure your debt does not exceed 50 % of your Income. This company does not charge any type of fees such as application fees, or hidden charges but takes plenty after your term time if you fail to repay the loan amount.
Website: www.americor.com
Headquarters: Irvine, California
Contact: 800-211-2660 (HQ)
4. Debt Reduction Services
Founded in 1996, DRS was founded by Thomas Drechsler and Joseph T. Cestaro. Debt Reduction Services is one of the best debt consolidation loan lenders in Iowa that provides secured debt consolidation loans through its online website and is also available in different states such as Kansas, the District of Columbia, Idaho, California, Iowa counties, etc.
Debt Reduction Services is a non-profit organization that provides consolidation loans with lower interest rates, the loan amount will depend on your credit card score, and pay small monthly installments at the end of the month. In Iowa, the average household owes $ 4289 in credit card debt alone but if you fail to repay the loan then DRS uses collateral to recover their money.
Website: www.debtreductionservices.org
Branch – Headquarters: Idaho Falls, Idaho
Contact: 866-688-3328 (HQ)
5. Money Fit
Money Fit is a non-profit organization that works under DRS and is one of the best debt consolidation loan lenders in Iowa. This company provides secured debt consolidation loans to people through its Davenport branch. Money Fit debt services are Debt Reduction Services, Debt Consolidation Loans, and Debt Management that cover all types of personal loans.
For debt consolidation loans, credit card scores will be between 500 to 650, and with good APR. Up to $ 50,000 loan amount will be provided by the company at lower interest for a term time. This loan consolidates all old debts and you have to pay online in a single installment at the end of months. This company takes collateral as a security if you fail to repay then money will be recovered by collateral.
Website: www.moneyfit.org
Branch – Headquarters: Davenport, Iowa
Contact: 800-432-0310 (HQ)
6. Social Financial (SoFi)
SoFi was established in 2011, in Cottonwood, Utah, and provides debt consolidation loans through its online website. Social Financial provides other loans such as Student loans, Refinancing loans, Mortgage loans, Personal loans, Investment loans, Travel loans, etc., and the company can be converted into debt consolidation loans according to your credit card score.
Your minimum credit card score is up to 720, APR is 8.99 % to 25.81 % for debt consolidation loans, and the company offers a $ 5000 to $ 99,000 loan amount for 36 to 72 months, no hidden charges, no prepayment amount or fees, no orientation fees. You can repay in 3 to 7 years if you choose a big debt consolidation loan plan.
Website: www.sofi.com
Headquarters: Cottonwood, Utah
Contact: 855-456-7634 (HQ)
7. Goldman Sachs
Goldman Sachs was founded in 1869, in New York, USA, and it provides all types of loan services in Iowa and its counties through an online website. Marcus By Goldman Sachs provides loan services such as Debt consolidation loans, Personal loans, Student loans, and Asset management loans in 60 cities around the world.
Debt consolidation loan amount will be between $ 35,000 to $ 40,000 for 36 to 72 months of term time and for this loan your credit card score up to 700 or above with a 6.99 % to 24.99 % APR rate. This company does not charge any kind of plenty, late fees, orientation, or prepayment fees but takes collateral as security because it provides secured debt consolidation loans to its customers.
Website: www.goldmansachs.com
Headquarters: New York, USA
Contact: 212-902-0300 (HQ)
8. Prosper
Established in 2005, in California, Prosper is an online lending company that provides Personal loans, Student loans, Refinancing loans, Auto loans, and Vehicle loans in Iowa and its counties through its online website. These loans are easily converted into debt consolidation loans if you have a good credit card score or good APR rates.
For debt consolidation, your credit score will be 640, and a 6.99 % to 35.99 % APR rate. Prosper provides a $ 2000 to $ 50,000 loan amount at a lower interest rate for 24 to 60 months of term time with no hidden charges, prepayment amount or fees, and orientation fees. Prosper also provides debt consolidation loan services in different countries such as Idaho, Connecticut, DC, etc.
Website: www.prosper.com
Headquarters: San Francisco, California
Contact: 866-615-6319 (HQ)
9. Discover
Discover is an online lending platform located in Salt Lake City, Utah, and provides debt consolidation loan services in Iowa through its online website. Since 1985, Discover has provided Student loans, Personal loans, and Mortgage loans. Debt consolidation loans are very helpful for those who have a single income source and have multiple debts.
In debt consolidation loans, a $ 2500 to $ 40,000 loan amount at a lower interest rate for 3 to 7 years. For a debt consolidation loan, a credit card score must be 660 with a good APR. Discover company takes late fees if you do not pay your debt loan on time and if you fail to repay the loan then collateral is used for recovering the money.
Website: www.discover.com
Headquarters: Salt Lake City, Utah
Contact: 800-347-2683 (HQ)
10. OneMain Financial
Alexander E. Duncan founded OneMain Financial in 1912, and it is an American financial services company and subsidiary of OneMain Finance Corporation. This company has 1400 branch offices including in Iowa. This company provides debt consolidation loan services in Iowa through the Cedar Falls branch and takes late fee charges if you do not pay the loan on time.
OneMain Financial offers small debt consolidation loans up to $ 22,000 for 24 to 60 months of term time. If you have a good credit card score with an 18.00 % to 35.99 % APR rate then you can easily apply for a debt consolidation loan through their branch office or website. This loan also consolidates your all old loans such as Personal loans, Auto loans, Mortgages, and Student loans.
Website: www.onemainfinancial.com
Branch – Headquarters: Cedar Falls, Iowa
Contact: 319-266-6281 (B-HQ)
11. Best Egg
Best Egg was established in 2014, in Philadelphia, Pennsylvania by Paul Ricci and provides debt consolidation loans in Iowa or another state such as California, Connecticut, Texas, Kansas, etc. Best Egg provides all types of loans such as Personal loans, Student loans, Mortgage loans, Home improvement loans, etc. and these loans are easily converted into debt consolidation loans.
For Debt consolidation loans, your credit card score is 640 or above with an 8.99 % to 35.99 % APR rate. This company provides a $ 2000 to $ 50,000 loan amount at a lower interest rate for 36 to 60 term time on the same day. Best Egg debt consolidation loan services are best for those who have 2 to 3 small loans and a single income source to pay the loans.
Website: www.bestegg.com
Headquarters: Philadelphia, Pennsylvania
Contact: 855-282-6353 (HQ)
12. Wells Fargo
William Fargo founded Wells Fargo in New York, USA and it is a subsidiary of Wells Fargo Bank which serves its services in 35 countries such as Washington DC, New York, San Francisco, Iowa, New Jersey, Connecticut, Kansas, etc. It is considered in four big banks such as Citi Bank, Chase Bank, and Bank of America, and has a branch headquarters in Cedar Falls, Iowa.
For debt consolidation loans, your credit score must be 660 or above with a good APR. This company offers up to $ 50,000 loan amount at a lower interest rate for 12 to 84 months of term time. Wells Fargo does not charge any prepayment fees, late fees, extra fees, or hidden charges but takes collateral as a security if you fail to repay the loan to the company.
Website: www.wellsfargo.com
Branch – Headquarters: Cedar Falls, Iowa
Contact: 319-273-8855 (B-HQ)
13. Achieve
Achieve is an online personal loan lender company that provides Personal loans, Student loans, Debt consolidation loans, Mortgage loans, etc. through an online website. Achieve deals in small amounts of debt loans but you can choose your debt consolidation plan according to your debts and your loan will be approved on the same day or within 2 days.
For debt consolidation loans, your credit card score must be up to 620 with a 6.99 % to 35.99 % APR rate. Achieve provides a $ 50,000 loan amount, in secured debt consolidation loans, at a lower interest rate for 24 to 60 months of term time. This company does not charge any prepayment fees, late fees, or hidden charges.
Website: www.achieve.com
Headquarters: San Mateo, California
Contact: 800-920-0045 (HQ)
14. Avant
Avant was established in 2012 and It is an online lending platform that provides all types of loans based on your credit score or APR rates. AL Goldstein is the CEO and Co-founder of this company and it is one of the best online loan lenders in Iowa that provides Home improvement loans, Vehicle loans, Debt consolidation loans, Investment loans, and Personal loans.
For Debt Consolidation Loans, your minimum credit card score is 560 or up to 720 with a 9.95 % to 35.99 % APR rate, Avant provides debt consolidation loans of $ 5,000 to $ 35,000 for 24 to 60 months of term time. Avant charges $ 25 per day late fees if you fail to repay the loan amount after the term time. This company does not charge any fees during applying for a loan.
Website: www.avant.com
Headquarters: Chicago, USA
Contact: 800-712-5407 (HQ)
15. Upgrade
Upgrade provides debt consolidation loans through its online website and is one of the best debt consolidation loan lenders in Iowa and its counties. Upgrade was established in 2017, in San Francisco, California, and also provides services in other states such as Idaho, Connecticut, DC, Kansas, etc. This company provides unsecured debt consolidation loans to its customers.
For debt consolidation loans, your credit card score is at least 560 or above with an 8.49 % to 35.99 % APR rate. This company provides $ 1000 to $ 50,000 loan amounts for 36 to 60 months of term time and the loan amount will be credited within 24 hours or 2 days after applying to the company through their website.
Website: www.upgrade.com
Headquarters: San Francisco, California
Contact: 844-319-3909 (HQ)
16. Veridian Credit Union
In 1934, John Deere founded Veridian Credit Union in Waterloo, Iowa. Veridian Credit Union provides services digitally in 50 states including Iowa and its counties. Also, This credit union has branches in Iowa cities such as Ankeny, Waterloo, Cedar Rapids, Cedar Falls, Coralville, West Des Moines, Independence, etc. This company does not charge any late fees on debt consolidation loans or other loans.
Veridian Credit Union is a not-for-profit organization which means interest rates are very low for every loan such as Personal loans, Debt consolidation loans, Home equity loans, and Credit loans. For debt consolidation loans, your APR is between 13.40 % to 18 %, and you have a good credit card score. You can request to company to consolidate your Personal loan, Credit loan, and Home equity loan in a Debt consolidation loan.
Website: www.veridiancu.org
Headquarters: Waterloo, Iowa
Contact: 800-235-3228 (HQ)
17. Bank of America
In 1904, Amadeo Pietro Giannini founded Bank of America in San Francisco, California. It is the 2nd largest financial and investment bank that provides loan services in the USA through its website or branches. Bank of America has branches in Cedar Falls, Iowa, and provides debt consolidation loan services in Iowa cities or counties. It is a public loan lender after J.P. Morgan Chase Bank.
This bank provides all types of loans such as Home loans, Debt consolidation loans, Credit card loans, Auto loans, Investment and Business loans. For debt consolidation loans, your credit card score must be between 300 to 750 with a good APR rate. In debt consolidation loans, the Bank will provide up to $ 25,000 loan amount for 12 to 72 months of term time.
Website: www.bankofamerica.com
Branch – Headquarters: Cedar Falls, Iowa
Contact: 319-266-2429 (B-HQ)
18. U.S. Bank
U.S. Bank was established in Minnesota, USA, in 1863. The U.S. Bank has 11 locations in Cedar Falls, Iowa that provide Debt consolidation loans in Iowa counties through branches or websites. This Bank also provides loan services such as Credit card loans, Student loans, Retirement loans, Personal loans, etc. in different states of the USA such as Washington DC, Kansas, etc.
For debt consolidation loans, your credit card score will be 600 or above with an average or fair APR rate. This Bank provides secured consolidation loans to its customers and provides up to $ 50,000 loan amount at a lower interest rate for a term time. You have to pay online in small monthly installments at the end of the month.
Website: www.usbank.com
Branch – Headquarters: Cedar Falls, Iowa
Contact: 319-266-2306 (B-HQ)
19. Lincoln Savings Bank
Lincoln Savings Bank was founded in 1902, in Berlin (Lincoln), Iowa. This bank has branches in Iowa and the nearest cities or counties and provides services through its partners and website. Lincoln Savings Bank provides debt consolidation loans for Personal and Business needs at lower interest rates.
Lincoln Savings Bank is one of the best debt consolidation loan lenders in Iowa that provides consolidation loans if you have a 640 minimum credit card score with a good APR rate. Debt consolidation loan amount will depend on your all old debts. This bank is in Northeast Iowa and full-service Central bank dedicated to local customers and communities.
Website: www.mylsb.com
Branch – Headquarters: Cedar Falls, Iowa
Contact: 319-266-2397 (B-HQ)
20. GreenState Credit Union
GreenState Credit Union was organized in 1938, in Iowa and it is one of the largest credit unions in Iowa that has 33 branch offices in Illinois, Wisconsin, Nebraska, and South Dakota. Also, serves over 447,000 customers or members in the USA. This credit union provides services in Iowa through its branches that are located in Des Moines, Clive, Ankeny, etc.
Debt consolidation loan covers Personal loans, Credit card loans, and Home equity loans. For consolidation loans, your APR must be between 13.99 % to 20.99 % with a good credit card score. Your loan amount will depend on your debt consolidation loan plan and no extra hidden charges and no early payoff fees.
Website: www.greenstate.org
Branch – Headquarters: Des Monies, Iowa
Contact: 515-608-5962 (B-HQ)
Conclusion
Iowa is the best for agriculture and study so people take Personal loans for business Student loans, and Mortgage loans but they do not have multiple income sources to pay these loan installments. So, Loan lenders in Iowa or other branches, who provide debt consolidation loan services through their online website, consolidate all debts into one debt, and after that people have to pay online one single installment of loan at lower interest rates. These debt consolidation loans are very helpful for those who have multiple small or large business loans.
